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Google has recently pointed out that Android Pay will be available in the UK in the next few months.

With this contactless system, users will be able to use their Android devices to make tap-to-pay transactions in close to half a million shops in the country.

If you are the person who wants to ditch your wallet and do away with carrying around cash and cards, here is what you should know about the upcoming Android Pay service.

For starters, Android Pay is simply a way of making payments through your phone. All your credit or debit card information is stored on the Android Pay app and as a result, doing away with them will do no harm.

The service has its competitors who offer the same kind of services, with the leader being Apple Pay. Both services work on the same manner, it’s just that they are on two different platforms, although Apple users can still access and make use of the Android Pay app via the iTunes App Store.

Using Android Pay

In order to use Android Pay, users must have devices that are fitted with NFC chips, which basically put those using devices powered by anything lower than Android 4.4 KitKat out of reach of this service. NFC stands for Near Field Communication technology. With this, all you need is to hold the phone against a contactless payment terminal and the rest will be taken care of.

The only other time you come in is when authenticating the transaction using a passcode, pattern or fingerprint. This will depend with what you choose to use when setting up the service.

Android Pay is not yet available in the UK, however, already a number of companies have shown interest in partnering with Google in offering this service to the country. At the moment, it can be confirmed that both MasterCard and Visa are in. As far as banks are concerned, HSBC, Bank of Scotland, Lloyds Bank, First Direct, MBNA, M&S Bank and Nationwide Building Society have already confirmed their interest. More banks are expected to be added as the service nears its launch in the country.

Speaking of launch, Android Pay is expected in the country later on this year. According to Google, this will be happening “in the next few months.” Earlier reports had hinted at a mid-year release, but nothing can be confirmed about this as of now.

Keep following us and we’ll keep you updated on when Android Pay will go live in the UK.